Fullerton India

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

  • Floating rate of Interest : 13% p.a. to 24% p.a.

Eligibility Criteria

  • Minimum 21 years of age and maximum 65 years
  • Loan period from 3 years to 20 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing Fees 0.00% to 1.00% depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about Fullerton India

Fullerton India Home Finance is a Non Banking Finance Company. Fullerton India Launched Commercial Operations In January 2007. The Home Loan offered by Fullerton India ranges from 50,000 to 1 crore with a tenure that can be extended to 10 years. If you want home loan then the procedure is simple and quick. Fullerton India Home Finance provides Customers a range of best affordable and flexible home loans at pleasant interest rates.

Your Eligibility depends on following


You should be minimum 21 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Make your spouse as co applicant , her/his income will also be added in eligibility
Choose longer tenure of loan period maximum up to 20 years
Add more than one co applicant if required to enhance your eligibility
Close short term loans, this will also increase your eligibility

Rate of Interest and Other Charges for Home Loan are following

Home loan Rate of Interest for Fullerton India  :

Sno.

Loan Type

Rate of Interest

1

Fullerton India

13%-24%(Floating)

Existing Loan take over or New Loan

Here are some features for this:

  • Transparent processes and procedures
  • Maximum loan amount of up to 1 crore
  • A wide network of offices across India, for your convenience
  • Easy and fast approvals of your home loan application
  • Simple Documentation
  • Free & safe document storage
  • Balance Transfer facility available with additional finance.
  • Competitive Interest Rates.
  • Easy Loan Application Process

Features of Loan

Features and benefits of Home Loan:

  • You can apply Loan for home purchase.
  • Apply Loan for residential plot and self construction.
  • Apply Loan for home extension / Improvement.
  • Balance transfer from banks, other Housing Finance companies and NBFCs.
  • Apply Loan for purchase of commercial property.
  • One can have one or more co-applicants to avail the loan.
  • Transparent loan procedure and hassle-free documentation process.
  • Affordable and completely flexible based Home Loan.

Documents Required for Fullerton India Home Loan

For Salaried:

  • Application form with photograph
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Residence Proof (Passport, Driving Licence, Telephone Bill, Ration Card, Election Card, any other
  • certificate from a statutory authority)
  • Salary slip of the last 3 months
  • Form 16
  • Last 3 years Income Tax returns
  • Bank statements of the last 6 months
  • Copy of Title Documents of the property, Approved Plan
  • Processing fee cheque

 Self-Employed:

  • Application form with photograph .
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Residence Proof (Passport, Driving Licence, Telephone Bill, Ration Card, Election Card, any other
  • certificate from a statutory authority)
  • Income Tax returns of the last 3 years duly certified by a CA
  • Profit & Loss Account and Balance Sheet of the last 3 years
  • Bank statements (self and business) of the last 6 months
  • Copy of Title Documents of the property,
  • Approved Plan Processing fee cheque