Aditya Birla Finance

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

  • Floating Rate of Interest : 14 % to 16.25 % p.a.

Eligibility Criteria

  • Minimum 21 years of age and maximum 65 years
  • Loan period from 1 years to 15 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing  Fee 1%  depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about Aditya Birla Finance

Aditya Birla Housing Finance Lomited is a registered with the National Housing Bank as a housing finance company. It is under the National Housing Bank act, 1987. The Aditya Birla group is an Indian Multinational conglomerate.It’s headquartered in Worli, Mumbai, India. Aditya Birla Group operates in 40 countries with more than 120,000 employees worldwide.The Aditya birla group had a revenue of approximately US $41 billion in year 2015. Aditya Birla Group is the third largest Indian private sector conglomerate.

Your Eligibility depends on following


You should be minimum 21 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Minimum income required Rs.25,000 per month
EMIs of other loans lower your eligibility
Pay off your credit card bills
Choose longer tenure loan up to 15 years

Rate of Interest and Other Charges for Loan Against Property are following

Rate of Interest for Aditya Birla Finance Loan Against Property

Sno.

Type of Loan

Interest Rate

1

Loan against Property

14% to 16.25%

Existing Loan take over or New Loan

Why you should choose Aditya Birla Finance

  • Aditya Birla Finance provide Simple, Easy and Quick Process to its customers
  • Quick or instant Loan Approval
  • Easy loan application no need to worry about Documentation
  • Easy accessibility
  • Minimum Documentation

Features of Loan

Features and Benefits of Aditya birla finance Loan against property

  • Obtaining Loan against Property loan is simple and hassle free
  • Minimal Documents required for loan approval
  • Aditya Birla Housing Finance Loan against property can be availed at attractive and competitive rate of interest
  • The applicant can repay the loan through flexible EMI’s
  • Loan against residential
  • Loan against commercial property

Documents required for Aditya Birla Finance  Loan against Property

For Salaried Individuals:

  • Proof of Residence(any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voter’s ID Card
  • Proof Of Identity(any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver’s License
  3. employer’s Card
  • Bank Statement / Passbook of last 6 months
  • Salary slip of last 6 months.
  • Form 16 for previous 2 years.
  • Legal documents of the concerned property.

For Self-employed individuals

  • Certified financial statement of last 3 years.
  • Proof of Residence (any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voters Card
  • Proof of Identity (any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver License
  3. Employer’s Card
  • Latest Bank Statement or Passbook
  • Copies of all property documents which you want to use as collateral.