DHFL

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

  • Floating Rate of Interest : 12 % to 13.75 % p.a.

Eligibility Criteria

  • Minimum 21 years of age and maximum 65 years
  • Loan period from 1 years to 15 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing  Fee  upto 2%  depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about DHFL

DHFL established in the year 1984. It is the second housing finance company to be set in the country. It is now one of india’s leading housing finance companies. The Company has international representative office in Dubai, UAE and London, UK. it is the second largest private company in its segment. DHFL has been providing services for over 30 years and has now become a strong brand name among borrowers. It’s headquartered in Mumbai and has operations spread across the country with a network of approximately 365 branches.

Your Eligibility depends on following


You should be minimum 21 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Minimum income required Rs.25,000 per month
EMIs of other loans lower your eligibility
Pay off your credit card bills
Choose longer tenure loan up to 15 years

Rate of Interest and Other Charges for Loan Against Property are following

Rate Of Interest:

Sno.

Loan Type

Rate of Interest(Salaried/SEP/SENP)

1

Loan Against Plot

12.00%

2

Lease Rental Discount

12.00%

3

Loan Against Property / Top Up

12.00%

Existing Loan take over or New Loan

Here are some points :

  • DHFL  Provides High Loan Amounts
  • DHFL  Fulfil Your Every Need
  • Get Easy Repayment Options
  • Transparent Processing
  • Quick and Efficient Servicing
  • Benefits for the Self Employed
  • Easy Debt Consolidation

Features of Loan

Features and Benefits of DHFL Loan Against Property:

  • The loan is easy to avail and requires minimum documentation.
  • The loan tenure is up to 15 years
  • The loan is offered against residential property or plot and against commercial property or plot.
  • Loan amount offered is minimum of Rs.15 lakhs and maximum of Rs.10 crores.
  • Competitive interest rate is offered by DHFL Bank.
  • Balance transfer of existing loan with an additional loan amount is allowed.
  • Now your idle property can generate additional income to you.

Documents required for DHFL Loan against Property

For Salaried Individuals:

  • Proof of Residence(any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voter’s ID Card
  • Proof Of Identity(any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver’s License
  3. employer’s Card
  • Bank Statement / Passbook of last 6 months
  • Salary slip of last 6 months.
  • Form 16 for previous 2 years.
  • Legal documents of the concerned property.

For Self-employed individuals

  • Certified financial statement of last 3 years.
  • Proof of Residence (any of the following documents will be accepted)
  1. Ration Card
  2. Telephone Bill
  3. Electricity Bill
  4. Voters Card
  • Proof of Identity (any of the following documents will be accepted)
  1. Voter’s Card
  2. Driver License
  3. Employer’s Card
  • Latest Bank Statement or Passbook
  • Copies of all property documents which you want to use as collateral.