Deutsche Bank

Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
Action

Rate of Interest

  • Floating rate of Interest : 15.00% p.a. to 24% p.a.

Eligibility Criteria

  • Minimum 25 years of age and maximum 65 years
  • Loan period from 1 years to 5 years
  • Should be either salaried or self-employed and have regular source of income
  • Should have sufficient income to pay EMI on required loan
  • Applicant must be Indian Citizen, in case of NRI or person of Indian origin it should be properly documented

Fees and Charges

  • Processing Fees 1.00 % to 3.00% depends on type and category of borrower
  • Preclosure Charges – Rs 0
  • Part Payment charges- Rs 0
  •  No any other hidden charges

Documents Required

  • KYC- Pan Card, Adhar Card, ID Proof and Address proof
  • ITR with computation for 3 years with Income proof
  • Bank Statement
  • Photograph
  • 2 references

Value Additions

  • Doorstep services
  • E- approvals
  • Part payment allowed

Special Feature

  • No guarantor required
  • No pre-closure or part payment fees
  • Balance Transfer Allowed
  • Top up available

Overview about Deutsche Bank

Deutsche bank is a German Bank. It is German International bank; it is one of the country’s top international banking and financial services company. It’s head office in Frankfurt. Deutsche Bank AG is a German global banking and financial services company. It has more than 1000,000 employees in over 70 countries and has a large presence in Europe, the Americas, Asia- Pacific and the emerging markets.

Your Eligibility depends on following


You should be minimum 25 years old

You should be maximum 65 years old

You should be salaried or self employed

You should have sufficient income to pay EMI on required loan

You can increase your eligibility by doing following

Choose longer tenure of loan period maximum upto 5 years
Make your spouse as co applicant , her/his income will also be added in eligibility
EMIs of other loans loweryour eligibility
Choose maximum amount for loan

Rate of Interest and Other Charges for Personal Loan are following

Rate Of Interest:

Sno.

Loan Type

Interest Rate

1

Personal Loan

15% to 24% p.a.

Existing Loan take over or New Loan

Here are some points for this:

  • Loans available from Rs. 50,000 to Rs. 15,00,000 depending on your needs and eligibility
  • Benefit of balance transfer option – reduce your interest rate on your existing personal loan, by transferring your loan to Deutsche Bank at prevailing interest rates.
  • No collateral or guarantor required
  • Quick approvals and prompt disbursal.
  • Existing customers of Deutsche Bank get preferential interest rates. Also, as an existing customer, you can avail of a personal Loan without providing income papers.
  • Easy and simplified documentation process
  • Balance consolidation for your Credit Card and Personal Loan outstanding
  • Special offers and minimal documentation for Deutsche Customers
  • Easy loan tenure ranging from 12 months to 60 months.
  • Complete flexibility of end use
  • Easy Deutsche Bank loan paymentoptions including Standing Instruction
  • Ability to check your eligibility online on the Deutsche website

 

Features of Loan

Features of Loan:

  • Convenient top-up option
  • Quick approval process.
  • Balance transfer option
  • DB Personal Loan No income papers required if you have a Credit Card or insurance policy or overdraft account or existing loan with any bank.
  • Easy loan tenure
  • Easy documentation

      

    Documents Required for  Deutsche Bank Personal loan:

    S.no.

    Category

    Documents Required

    1

    Financials

    Salary slips of the last 2 months

    2

    Bank statements

    Salary account bank statement of the last 3 months

    3

    Employment proof

    Employee ID card

    4

    KYC

    Identity proof (Any one of the below)
    Passport / Voters ID card / Driving license / PAN card

    Address proof (Any one of the below)
    Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

    5

    Other

    2 Passport Size Photo, Income Tax PAN Copy,Residential Address Proof